Portfolio Risk Analysis Report

Understand your exposure before it becomes a problem. The Portfolio Risk Analysis Report delivers a clear, data-backed view of your A/R portfolio - so your team can act with confidence before risk becomes loss.

A Strategic View of Your Credit Risk

The Portfolio Risk Analysis Report delivers a tiered, subscription-based view of your entire accounts receivable portfolio – built on NACM trade data from members selling to the same customers you are. Available in three levels of depth, the report starts with core risk classification, dollars outstanding, and member reporting counts (Level 1), then layers in NTCR totals, alert activity, and collection claims (Level 2), and expands to full industry group benchmarks and comparative calculations at the highest tier (Level 3).

Delivered monthly on an automated basis, the PRA helps credit professionals identify geographic exposure, isolate slowing accounts, and benchmark risk across scoring classes from low to high – so leadership has the clear, data-backed view needed to adjust limits, prioritize collections, and strengthen portfolio strategy.

What Sets the PRA Apart:

The PRA provides a comprehensive, tiered view of risk across your entire A/R portfolio - including risk classifications, dollars outstanding, geographic exposure, alert activity, collection claims, and industry benchmarks depending on the level selected.

A credit report focuses on a single account. The PRA analyzes your entire portfolio using NACM trade data from other members selling to your same customers - giving you a market-level perspective no single credit report can provide.

Level 1 covers risk class, dollars outstanding, and member reporting counts. Level 2 adds NTCR totals, alerts, and collection claims. Level 3 includes everything in Levels 1 and 2 plus industry group stats and comparative calculations.

Credit managers, CFOs, and finance teams responsible for managing accounts receivable and portfolio-level risk exposure - particularly those managing large or geographically distributed customer bases.

The PRA is delivered monthly on an automated basis, typically around the 15th of each month.

Pricing is based on your portfolio size and the data level selected, with both month-to-month and annual prepay options available. Annual discounted, pre pay options available.

Contact your NACM Tampa representative to establish your subscription, confirm your data contributor status, and select the level and portfolio tier that fits your needs.

What the PRA Does for Your Team:

From risk assessment to growth opportunities, all in one monthly report.
Tiered Data Depth

Three levels of reporting detail — from core risk classification to full industry benchmarking.

Portfolio Risk Segmentation

Accounts categorized by risk class, low to high, for immediate prioritization.

Geographic Exposure Visibility

Drill down by state and ZIP code to identify where concentration risk is highest.

Identify Upsell Opportunities

Spot well-paying customers in your portfolio who may be candidates for expanded credit or increased business.

Industry Benchmarking

Industry group stats and comparative calculations for broader market context.

Know When to Take Action

Determine which accounts need immediate review and which are performing well - so your team focuses effort where it matters most.

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Email Support

nacm@nacmtampa.com

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