A/R Data Contribution
Contributing firms may recieve a discount on NACM Tampa credit reporting contracts, making it easier and more affordable to access the data your team relies on every day.
Gain complimentary access to the Portfolio Risk Analysis tool, which segments your customer base by risk level and benchmarks exposure against industry peers.
Unlock the Account Monitor Service, which tracks risk indicators across your portfolio and alerts you when accounts show signs of financial stress.
Customers pay more promptly when they know their trade experiences are being reported - directly improving your DSO.
When more members contribute, patterns of fraudulent activity become easier to spot across the credit community. A more complete database means a sharper, more accurate picture of how businesses actually pay.
Contributors can direct non-member inquiries to NACM's online portal for credit references - saving your team time and resources spent responding to manual requests.
Why Your Data Contribution Matters
How Your Group Delivers Value
When NACM members contribute their A/R data, they add tradelines to their customers’ business credit reports. Those tradelines shape credit scores, inform lending decisions, and give the entire credit community a more complete picture of how businesses actually pay their bills. The more members contribute, the stronger and more reliable the database becomes for everyone.
- Contributing your A/R data is a complimentary service for NACM Tampa members - there is no cost to participate.
- Each month, you submit an electronic file of your aging data, including basic customer information and payment experience.
- After an initial setup of approximately one hour, most contributors find the monthly submission takes just a few minutes.
- Files can be submitted securely via sFTP. Contact your NACM Tampa representative for available submission methods.
- Your company name stays protected. Contributors appear on reports as an industry code or NACM member number, not by company name.
- You have the right to remain anonymous. Your data is never shared outside the NACM database with third parties.
- Reporting on all customers is required, with limited exceptions for internal, employee, or special pricing accounts.
- International accounts may be included, though some credit bureaus do not accept them and may disregard those entries.
- Contributors gain exclusive access to NACM Tampa's Credit Reference Service, Portfolio Risk Analysis, and Account Monitor Services.
- Your existing data files are accepted in most standard formats, including D&B, Equifax, and Experian exports, as well as spreadsheets saved as .csv.
Your Questions, Answered.
Your A/R Contribution Questions, Answered
Contribution allows your firm to place tradelines on the business credit reports of your customers by submitting monthly electronic files of your aging data.
Data should be contributed on a monthly basis. After initial setup, the process typically takes just a few minutes each month.
Yes, with limited exceptions such as internal, employee, or special pricing accounts.
Your company name is protected. Your data appears on reports as an industry code or internal NACM member number, not your company name. NACM does not market, sell or reshare your data to any other company.
No. Contributing your A/R data is a complimentary service for NACM Tampa members.
Contact your NACM Tampa representative to set up your contribution agreement and confirm your preferred file submission method.