National Trade Credit Report
Understand Your Customers’ Credit Behavior
The National Trade Credit Report (NTCR) delivers a 360° view of a company’s financial reliability. Backed by more than 1,000 industry credit groups, the NTCR consolidates trade experiences, public filings, and predictive scoring into a single, easy-to-read report.
Credit professionals use the NTCR to uncover payment trends, identify risk early, and validate decisions with nationwide data from trusted NACM members. From trade activity to portfolio benchmarking, every detail is designed to help you make confident, data-backed credit decisions.
The NTCR includes detailed tradeline data, predictive scores, collection claims, corporate information, and public records such as judgments, liens, and UCC filings. It may also include non-member credit references, portfolio risk analysis, and account monitoring insights, depending on your access level.
NTCR data is refreshed continuously through contributions from NACM affiliates and member companies across the U.S. Because it draws directly from active credit reporting by NACM members, it provides the most current and verified trade experiences available.
Yes. NACM members can order reports individually or in batches for portfolio analysis, monitoring, or benchmarking. Tools like the Portfolio Risk Analysis (PRA) and Account Monitor Service (AMS) make it easy to track performance across multiple accounts at once.
While local reports focus on regional data, the NTCR aggregates nationwide trade experiences from more than 1,000 industry credit groups and NACM affiliates. This provides a national view of payment behavior and risk exposure that complements your regional credit reports.
Yes. Every tradeline in the NTCR is contributed by verified NACM member companies and vetted for accuracy. This member-sourced data ensures a higher level of reliability and industry credibility than generic or consumer-based credit sources.
- Portfolio Risk Analysis (PRA) – visualizes portfolio exposure across industries and geographies.
Account Monitor Service (AMS) – sends alerts when key accounts change status.
Trade Profile Report – enables deep dives into specific trade sources or partners
Report Highlights
Forecasts credit risk using 12 months of trade history and behavioral patterns.
Includes nationwide tradelines from over 1,000 NACM industry groups.
Search judgments, liens, bankruptcies, and UCC filings, with optional third-party data.
Visual dashboards compare your company’s A/R risk against industry peers.
Get alerts when key accounts go past due or legal with other suppliers.
Drill down to review historical data on specific trading partners.
Request a Report
(800)329-6226
nacm@nacmtampa.com