New Year, New Credit Application

Event Date: January 29, 2026
Event Start Time: 11:30 am
Location: Webinar
Cost: Members: $49; Non-Members: $79
Event Type: Seminar
Registration Deadline: January 28, 2026

Event Overview:

This course is designed to help businesses review, update, and optimize their credit application. Participants will learn the best practices for modernizing their companies credit applications, ensuring they meet the requirements of today’s standards, and address any gaps that could impede the recovery of debt in the event the account goes bad.

The class will cover key aspects such as financial documentation, legal considerations, and risk factors, that can streamline the application process.

By the end of this course, participants will:
1. Understand the components of a comprehensive, up-to-date business credit application.
2. Gain insights into common pitfalls and red flags to look for in a credit application.
3. Understand how to address potential concerns proactively in the application.
4. Learn strategies for improving your company’s credit application to help get you paid.

Speaker Name & Bio: Karen L. Hart

Karen L. Hart is a business attorney with over 20 years of experience litigating commercial and real estate disputes.

Karen counsels clients on creditor’s rights issues, real estate and landlord-tenant matters as well as various other contract and business disputes. She is a tireless advocate for her clients, providing guidance on business legal matters, such as lease, purchase and sale, brokerage and property management disputes, specific performance claims, commercial evictions, lis pendens, lien and bond claims, lien priority disputes, promissory note claims, commercial foreclosures, bankruptcy claims, professional ethics and liability matters, bills of review, confidentiality, non-competition and non-solicitation agreements and related disputes and injunctive proceedings, and business tort claims, including tortious interference with contracts and business relationships, civil theft, fraud, and misappropriation of trade secret claims.

Prior to joining Bell Nunnally, Karen served as a law clerk to the Honorable Hayden Head, Jr., United States District Court, Southern District of Texas, Corpus Christi Division. Karen is an honors graduate of the University of Texas at Austin School of Law. Karen also serves as Bell Nunnally’s General Counsel.

Karen’s accolades include: Texas Super Lawyer, Texas Monthly (Thomson Reuters) (2022-24); Dallas Best Lawyers, D Magazine (2022-24); Best Lawyers® in America (2017-2024); Litigation Star, Benchmark Litigation (2021, 2022); Best Lawyers® Texas’ Best Lawyers (2020); Dallas Top 50 Women Lawyers Award, Texas Diversity Council (2017); Winning Women Award, Texas Lawyer (2014); Women in Business Award, Dallas Business Journal (2012).

Karen is a long-time NACM member, supporter and educator.

Thank you to NACM Commercial Services for their partnership.

*Price is for admission only. Some events, especially college credit classes, have additional costs associated with materials, such as text books. See the event comments above for more details. Membership discount eligibility is at the discretion of the event sponsor. Cancellations will be accepted for full refund no later than five working days prior to event — substitute attendees accepted up to day of event.

Registration for this event is now closed.