4506T processing

Online income verification process that provides an efficient and cost effective means to verify an individual’s income from the IRS with Form 4506T.
Over 60% of all mortgage fraud includes income or identity misrepresentations.

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  • Produces tax transcripts in as little as 24 to 48 hours
  • Reduce risk exposure by verifying the accuracy of income data provided by the borrower
  • Eliminates careless mistakes that result in IRS rejections and applicants with less than accurate financial information
  • Allows lenders to expedite the underwriting process
  • Decreases loan processing time and increases efficiency
  • Detects potential fraud and reduces the risk of repurchase demands
  • Generates email confirmations when faxed documents are received and results are posted

Order Choices

Choose a report that fits your needs:

  • 1040 – For personal tax transcripts
  • 1065, 1120, 1120S – For corporate and business tax transcripts
  • W-2 Information – Employer reported financial data
  • 1099 – Payments made to an individual or company for services provided
  • K-1 Information – Partnership reported financial data
  • Stated Doc – Requires a 4506T, but only reveals confirmation of filing for specified years, and existence of Schedule C and/or E
  • Stated Income – Requires a 4506T, but only reveals confirmation of filing for specified years, existence of Schedule C and/or E with a minimal income level stating the borrower reported income greater than or equal to XXXXX

Please print and fax the completed tax return order form with signed 4506T form

Please visit our site at TaxReturnVerifications.com

Tax Return Verifications

As a reminder, the IRS began tightening their processing guidelines of 4506-T forms on May 4th to ensure that the signor (borrower/taxpayer) has consented to what is being ordered. The tightening of these guidelines should decrease the turn-around time of your orders, but could result in more 4506-Ts being rejected due to incomplete or illegible information.

Thoroughly completing your 4506-T forms sets you up for success. Please make every effort to complete the entire 4506-T form including:

  • borrower's name (line 1a/2a)
  • SSN (line 1b/2b
  • address (line 3)
  • previous address (line 4) if applicable
  • form requested and corresponding box marked (line 6/8)
  • years requested (line 9)
  • borrower's signature and date (within 60 days)

The IRS will reject any incomplete, altered, and/or illegible forms.  We will continue to assist you regarding these changes. If you have any questions please call 800-352-5882 or emailtrv@ciccredit.com

Call our sales department at 800-352-5882 or email us at trv@ciccredit.com